Due to the ever-increasing inflation in the UK, the financial pressure on many families is increasing. Keeping this in mind, the government started a scheme called “Cost of Living Payments”, so that some relief can be given to the low-income people.
Recently, many questions are being raised about the second Cost of Living Payment of £ 300 – will this money be available in April 2025? Who will get it? And when will it be available? Let’s understand this entire information in easy language.
No new announcement of £ 300 in April 2025
First of all, know that the government has not yet announced any new Cost of Living Payment of £ 300 in April 2025. The previous £300 instalment was part of a total package of £900, paid in three parts during 2023–2024:
- 1st instalment: £301
- 2nd instalment: £300
- 3rd instalment (coming): £299 (expected in Spring 2025)
- Full £300 Payment Details
Payment Details
- 1st instalment £301 – sent between 25 April and 17 May 2024
- 2nd instalment £300 – sent between 31 October and 19 November 2025
- 3rd instalment £299 – can be received by Spring 2025
- Disability Payment £150 – will be received by 1 April 2025
If you haven’t received your second instalment yet, So you can register a complaint by visiting the government website after 20 April 2025.
Eligibility – Who will get £300?
This scheme will benefit those who were receiving any eligible government benefit between 18 August 2023 and 17 September 2023. You do not need to apply—if you are eligible, the money will automatically come into your bank account.
Eligibility conditions:
✅ Universal Credit
If you received payment for Universal Credit in the time period mentioned above, then you are eligible.
✅ Working or Child Tax Credit
If you received tax credit between 18 August and 17 September 2023 (or received payment for this period later), then you are also eligible.
✅ Income Support, Pension Credit, JSA, ESA
If you received or were eligible for Income Support, Pension Credit, JSA (income-based), or ESA (income-based) payments during this period, you will receive this payment—even if you haven’t received a payment at the time.
📝 Note:
- If someone gets both Working and Child Tax Credit, they will only receive a payment based on Child Tax Credit.
- If someone is taking both Tax Credits and Low-Income Benefit, the payment will be made by DWP, not HMRC.
Disability Payment – £150 extra support
If you’re receiving government support for a disability, you may be eligible for an additional £150 Cost of Living Payment.
This includes:
- Attendance Allowance
- Disability Living Allowance (DLA)
- Personal Independence Payment (PIP)
- Armed Forces Independence Payment
- Constant Attendance Allowance
If you receive assistance from both DWP and Ministry of Defiance, only DWP will pay.
How to keep up to date?
Keep checking the UK Government website or local council website from time to time for information on government schemes.
- Some schemes, such as the Household Support Fund, have a deadline to apply.
- If needed, you can also seek help from organizations such as Citizens Advice.
✅ Conclusion – Understand the matter in simple words
- No new £300 Cost of Living Payment has been announced in April 2025.
- The previous £300 instalment was part of a £900 support package.
- If you were receiving benefits such as Universal Credit, Pension Credit, Tax Credit, ESA, or JSA, you may be eligible.
- Those receiving Disability Benefits get an additional £150 grant.
- If you haven’t received a payment yet, you can lodge a complaint after 20 April 2025.
FAQs
Q1: What is the £300 second Cost of Living Payment?
A: It’s a government support payment provided to help low-income households cope with rising living costs. This is the second installment in a series of Cost of Living Payments.
Q2: Who is eligible for the £300 payment?
A: You may be eligible if you receive benefits such as Universal Credit, Pension Credit, Income Support, income-based JSA or ESA, or certain tax credits. You must have qualified during a specific assessment period.
Q3: When will the £300 be paid?
A: The government announces official deposit dates in advance. Most payments are made automatically between set dates, depending on your benefits provider.
Q4: Do I need to apply for this payment?
A: No, if you’re eligible, the payment will be made automatically to your bank account — the same one used for your benefit payments.
Q5: Will this payment affect my other benefits?
A: No, the Cost of Living Payment is tax-free, doesn’t count towards the benefit cap, and won’t reduce any of your existing benefits.